About the Role
Zero Hash is looking for a Senior Software Engineer to help architect and build new features, as well as scaling the gateway to Finance 2.0. We are a high performing team looking for an equally ambitious and driven teammate.
The right candidate for this position is detail oriented, deeply technical, and driven. You are eager to learn new technologies and complex systems. You build resiliency and scalability into the platform at every step.
If you're looking to have a massive impact in a high-growth startup in one of the most exciting markets in decades, you will find this role challenging and rewarding in equal measure.
This fully remote role is open to candidates in any EMEA timezone.
#LI-Remote
Responsibilities
Requirements
Preferred
Benefits Offered
We believe that the best way to succeed is by having a happy, motivated and healthy team. We offer the following benefits:
About Zero Hash
Zero Hash is a B2B embedded infrastructure platform that allows any platform to integrate digital assets natively into their own customer experience quickly and easily (a matter of API endpoints). We power neo-banks, broker-dealers, and payment groups to offer digital asset trading and custody, crypto-backed rewards and round-ups programs as well as yield through staking and DeFi and NFTs.
Our thesis is very simple: every financial services firm will offer digital assets within the next 2 years and will do so through platforms such as Zero Hash. Zero Hash is defining the new FinTech vertical of digital-assets-as-a-service.
Clients include MoneyLion, Wirex, Deserve, MoonPay, Tastytrade. Backed by Point72 Ventures, NYCA, Bain Capital, Tastytrade.
The Zero Hash Culture
All Zero Hash employees are guided by the following characteristics and core principles:
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We're Checkout.com
We're building the connected finance businesses deserve. Unleashing them with tomorrow's technology, today. Our flexible payments solutions help global enterprises — like Samsung, Deliveroo and Adidas — launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.
We liberate smart, passionate people to collaborate, innovate and do their best work — faster. That's why we're one of the most valuable fintech firms around. But we're just getting started. By cutting through financial complexity, we'll empower companies to change the world. Join us. Unlock your potential.
Build tomorrow, today.
Senior Software Engineer at Checkout.com:
Our solutions allow merchants to route dynamically a transaction to the best payment provider to optimise their conversion rate. Your main task will be to design and create or maintain micro-services within our infrastructure. Our product handles millions of transactions within a week. The API has its key part on it but the load is also on a multitude of other services.
You will work closely with our technical teams to learn about the possible technical bottle-necks. We have implemented different technologies such as Go (go-kit toolkit, gRPC…), Kubernetes, AWS, PostgreSQL and many others. Your role would be to lead us to new technologies that our product can benefit from.
Our product handles financial data making uptime one of our key KPIs. We expect that you will be able to work on high-availability and technically challenging programs.
You will join a talented team of 10 engineers, Data Scientists and DevOps, that are tech-passionate, working closely with most of them. Our main goal is to ensure that we can contribute to your personal growth as an engineer.
Payments are often compared to a black-box. Merchants around the world have issues understanding how their performance is and what optimization can be done. Our team is focused on building the best payment performance tool there is. It allows merchants to better understand their online processes as well as offline payments.
We offer 2 products to our merchants:The first, named Telescope, allows us to analyse, understand and make recommendations to a merchant. It does not require any technical integration from them and works mainly through webhooks, pulling data from APIs or parsing exported files.
If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.
#LI-RS2
What we stand for
At Checkout.com, everything starts with our values, including the experience we offer our people.
#Aspire
We supercharge your professional growth with career development programs and leadership training. You can learn your way, with tailored pathways and online platforms. And be inspired at relevant conferences.
#Excel
We don't stop at 'good' here. We strive for excellence amongst our teams every day and recognize colleagues who take it to the next level through our quarterly peer-nominated Hero awards.
#Unite
We're proud of our global connections and inclusive environment. So we champion this through our colleague-led community groups and celebrate many cultural events together.
More about Checkout.com
We empower businesses to adapt, innovate and thrive with the connected payments they deserve. Our technology makes payments seamless. We provide the fastest, most reliable payments in more than 150 currencies, with in-country acquiring, world-class fraud filters and reporting, through one API. And we can accept all major international credit and debit cards, as well as popular alternative and local payment methods. Checkout.com launched in 2012, and we now have a team of 1000 people across 17 international offices. To date, we’ve raised a total of $830 million, with our recent Series C valuing us at $15 billion.
We believe in equal opportunities
Checkout.com is an equal opportunities employer. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion, or belief. We make recruiting decisions based on your experience, skills and personality. We believe that employing a diverse workforce is the right thing to do and is central to our success.
Bud's mission is simple. We're here to create the world’s most compelling financial data products. The products we're building are used by some of the world's most prestigious institutions to help millions of their customers take control of their finances.
You’ll be leading the development of some of Bud’s most critical internal services that are utilised by product teams across Bud as well as owning a number of core platform exposed services that are non-product specific for domains such as authentication and traffic management. Every request that hits the Bud Platform will end up touching at least one of the services you’re responsible for. You’ll be contributing to Bud-wide architecture as well as actively developing in Bud’s Platform & Security [Product] Team where you’ll be the driving software engineering force in the team (which is mostly composed of SRE/Platform Engineers). You’ll also be a core channel of representing the perspective of backend engineers in the team and helping the team to solve cross-engineering problems.
The software engineering team are tasked with solving highly technical problems to enable solutions that tangibly benefit the lives of millions of people. From how to scale our solutions to tens of millions of users in the most effective manner of integrating hundreds of third-party businesses. Data is key to our business and we need passionate developers to help capture it, store it, transform it, research and most importantly secure it.
We could play buzzword bingo but one of our core values is 'Authentic' and the best way to demonstrate this is by sharing our employee engagement dashboard. This provides a weekly engagement and NPS score giving you a true reflection of life at Bud. All data collected is realtime & anonymised so we have no control over what you see.
The dashboard is interactive so check it out here and have a look at what the numbers mean, https://bit.ly/2MhjAZT
We’re a diverse group of people. With backgrounds ranging from data science to music production, more than 80% of our team come from outside the world of finance – providing us with a unique perspective as we help consumers feel more in control of their lives. For us, an interest in people comes first; finance follows.
The apps and infrastructure we’re building are designed to place the power of personal data back into the hands of normal people. Picture this: a world where your bank knew you were paying too much for your gas bill and could switch you to a more suitable provider, or understood your savings targets and could automatically find you a better deal. That’s what we’re working towards.
Bud’s mission is to make the money part of people’s lives simple. To get there, we need a workforce that is diverse as the people we create our products for. Which means we need people who have different backgrounds and experiences, who are diverse in age, gender identity, race, sexual orientation, physical or mental ability, ethnicity, and ways of thinking. We truly believe that these differences will make us grow as a company and a team. We strive to create a workplace and culture where our people are empowered, supported, given equal opportunities and can bring their authentic selves to work.
To read our job applicant privacy policy, please click here.
Compensation 💰
We offer competitive salaries in line with industry benchmarks, set using extensive market data. We review salaries on an annual basis to make sure we continue to reward people well for their contributions at Bud.
Options 📈
Anyone joining Bud is granted stock options and the opportunity to invest in what we are building and developing, and to get to share in our future successes.
Wellbeing Allowance 🏋️♀️🧘♂️
We understand how important it is to look after your physical and mental health, and also that this looks different for everyone. To support this, Bud has a £50 monthly flexible wellbeing allowance which can be used towards your own wellness, whether that’s a gym membership, meal-box subscription, massages or something else!
Learning & Development 📚
As part of our commitment to developing our people, all employees at Bud have an annual £500 pot available to use towards their learning and development - think books, courses & events - the choice is yours.
We also have quarterly R&D days, giving you the opportunity to take a break for 2 days from live projects and work on something that’s inspired you, either independently or as part of a collaborative team.
Flexible Working ⏳
As a trusted member of the Bud, you’ll have the freedom and flexibility to manage your time and routine in a way that suits you, and your team, allowing you to deliver your best work. This role can be based in our London office, or fully remote/distributed in the UK.
Time Off 🏖️
We’re a team that likes to work hard, so we need to make sure we balance this with time to rest and relax. We offer 25 days holiday, plus the usual bank holidays, plus additional time off over the holiday season.
Equipment 💻
We want to make sure everyone is set up to work effectively and comfortably - so you’ll get to choose your own kit, including any additional equipment you might need to work from home.
Social 💃🕺
We’re big on keeping Bud a social place to work, with big quarterly events (we throw an epic summer party), regular team socials & monthly company breakfasts. This year we’ve stepped up our virtual social scene with quiz nights, virtual cocktail making, book clubs, and online workouts.
Commuting 🚇
We are big advocates of sustainable transport and travel, and are members of a cycle to work scheme. We also have season ticket loans available.
Pension 🏦
We believe in helping our staff save for retirement, with Bud matching pension contributions up to 5%
Credit Kudos is a venture-backed fintech startup and challenger credit bureau that uses financial behaviour to measure creditworthiness. Our technology transforms the way credit checking and credit scores work by generating a more accurate and holistic view of a borrower's creditworthiness. We’re working with lenders to help them make better, fairer credit decisions and with consumers to help them access fair, affordable credit.
We’re building a credit bureau the right way - with the customer involved and transparent throughout. We’re looking for talented and creative engineers who share our vision.
We're looking for ambitious engineers
Our company is growing and we're searching for the next generation of experienced engineers to both help shape and nurture our engineering culture as we grow and deliver high-quality products for the benefit of the whole population.
We have people with backgrounds in massive companies, small companies, and a couple for whom this is their first job. We’re looking for people who want to learn and grow as much as lead and coach; if that sounds like you, we’d love to hear from you.
We work closely together as a company
We’re a small team with a big vision, so no-one specialises too much - we wear many hats week-to-week. We’re grappling with a large problem so there are plenty of challenges to be faced but we face them one sprint at a time. Your role here would see you working with the founders of the company and the rest of the team on a wide range of issues to bring our vision of a better credit bureau to reality.
You can work with a host of great technologies
To give you a flavour of our technical stack, we use:
Should you apply?
(Yes!) We’re looking for people who:
What we value:
**What you’ll get: **
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At Curve, we are on a mission to simplify and unify the way people spend, send, see and save money. Centralising your money into a smart card, connected to an even smarter app. With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one place.
We're developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from some of the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.
Languages PHP, GO
Messaging RabbitMQ (and maybe Kafka in the future)
Data Snowplow, Python for the ETL
Our development practises include TDD, BDD, Scrum
Database PostgreSQL, MongoDB, Redshift
Mobile IOS/Android; Objective-C/Swift/Java/Kotlin
Our devops culture includes CI, CD, Docker, Kubernetes, Istio & Envoy, AWS
Our ideal team member will have the following talents, skills & experience
2+ years of software development experience
In-depth knowledge of more than one software language among Golang, Java, C++, with Go experience preferable but not essential
Experience of building microservices; ideally deployed in Docker containers on Kubernetes
Experience of agile development practices
Experience with RDBMS & NoSQL datastores
Bonus points for real-time low latency high frequency transaction based systems
Ability to diagnose problems at any level (Client, HTTP/Network, Server, Database, OS)
Demonstrable experience of building large concurrent applications
Bonus points for experience of developing and shipping mobile apps to the App or Play store
Experience of developing and running large scale production environments in or closely with DevOps / SRE
A genuine interest in working in a fast paced startup and ideally Fintech
Voracious appetite for learning